Throughout the duration of a financial agreement, such as a loan or a lease, customers are required to make regular payments to the finance company as per the predetermined terms. Any delay or failure to make these payments translates into losses for the finance company. To address this challenge, CACTuS has developed a machine learning-powered solution that predicts customer payment behavior. By leveraging this solution, finance companies can proactively adjust their strategies and implement optimal approaches to ensure timely payments from customers. This not only minimizes the risk of financial losses but also enhances overall efficiency in managing customer payments.