Finance and banking sectors are enormous and form critical pillars of the world’s economy and are ripe for Artificial Intelligence revolution. For global banking, McKinsey estimates that AI technologies could potentially deliver up to $1 trillion of additional value each year. This includes the traditional AI solutions such as data analytics, digital banking as well as advanced AI solutions for automatic loan approval, risk assessment and even customer service chatbots. To unlock such tremendous values, finance and banking sectors ought to become ‘AI first’.In this document, we outline some products and solutions developed by Qult relevant to banks and financial companies. These products and solutions practically showcase the tremendous value that Artificial Intelligence technologies can unlock and hint at the bright future ahead for these technologies.


Leverage Machine Learning and Artificial Intelligence to deliver up to 90% accurate credit risk assessment with no human supervision.

Credit underwriting is the backbone of world economy and healthy credit underwriting is a driver of wealth and prosperity. Unfortunately, credit lending institutions suffer serious losses when borrowed credit is not returned. For example, for banks across the globe, S&P Global Ratings forecasts credit losses of about $2.1 trillion for 2021. Intelligent credit underwriting approval has thus potential to provide multi trillion dollar savings to banks. We introduce CreditBot, which utilizes the past records of payments by customers to train machine learning models to estimate the risk of non-payment by a leasee or borrower. This can help banks & financial companies handle upto 2x numbers of credit requests at a 20% faster pace.

Key Features


CreditBOT easy to integrate API enables our clients to derive great value, maximize revenues with highly accurate and fast decision making.

Bussiness Benefits