Finance and banking sectors are enormous and form critical pillars of the world’s economy and are ripe for Artificial Intelligence revolution. For global banking, McKinsey estimates that AI technologies could potentially deliver up to $1 trillion of additional value each year. This includes the traditional AI solutions such as data analytics, digital banking as well as advanced AI solutions for automatic loan approval, risk assessment and even customer service chatbots. To unlock such tremendous values, finance and banking sectors ought to become ‘AI first’.In this document, we outline some products and solutions developed by Qult relevant to banks and financial companies. These products and solutions practically showcase the tremendous value that Artificial Intelligence technologies can unlock and hint at the bright future ahead for these technologies.


Leverages modern time series forecasting and machine learning methods to predict future customer behaviour with respect to payments with up to 98% accuracy.

AccountAI introduces accurate payment behaviour forecasting which can pre-empt when a borrower might fail to make a payment on time; further, whether any action, such as sending a notice to the borrower is required or not and when can the lender company expect the late payment to be made. This enables the lender company to minimize intervention costs, improves lender-borrower behaviour and permits accurate forecasts of profits and losses for the lender company.

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Business Benefits